Originally Posted by henkybaby

Dude, you work in IT so you know that no living person has made this decision. Let it go for now and call them first thing tomorrow. Be a bit outraged, but ever so friendly. Say that you figured the application to be a formality since (all of the above) and that you intended to spend at least 10K/Yr on the card. Ask them to specify the grounds for refusal and rebut.