Originally Posted by
soitgoes
There is a difference.
A difference that makes no difference is no difference. The end result is the same - you pay more with a credit card than you do with cash.
Originally Posted by
soitgoes
A discount is supposed to be taken from the advertised/quoted price. A surcharge is applied to the advertised/quoted price.
And since the merchant already includes that 3% in the price in order to give that cash discount (I assume you're not gullible enough to think they didn't do that), how is that different?