Originally Posted by
percysmith
I won't even bother disputing with my HK issuer. This particular issuer also has the worst record of customer service in HK (but had a 3% rebate promotion going on when I processed my transaction).
There were no opt out notice in my China slip, by opt out do you mean I can tick a box and still get billed in local currency, or must the transaction be voided?
Also, is DCC with Visa and Mastercard only, or has anyone figured out how to do it with Amex?
By opt out I mean the charge is presented in your home currency, but there is a stated notice on the charge slip that you can choose to have the charge in local currency. Whether the charge has to be voided if you opt out depends on whether it was run through before presenting it to you to sign-usually it would have been so it would have to be voided and a new charge run through in local currency.
I think DCC is the work of the merchant's processor so I imagine it could be done on Amex as well, though I don't know that for a fact.
If you're not willing to push this back through your card company, then you're signing up for whatever shenanigans are thrown at you, which in places like China will be a lot. Your choice.