FlyerTalk Forums - View Single Post - contemplating the usefulness of it all
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Old Sep 27, 2010 | 8:05 pm
  #2  
UVU Wolverine
 
Join Date: May 2010
Location: Rockin' the Bakken
Programs: Several
Posts: 978
Sounds like you have too many credit cards for you purpose (4 if I counted correctly). Since you don't fly often, the annual fee on those cards isn't worth it. I would recommend getting rid of most of the credit cards and try to focus on one account. You said that you wanted access to lounges, and I assume you mean airport lounges, but if you have the HH Surpass and spend 40K a year you get Diamond which can have it's benefits especially overseas.

I have all my stake in my HHonors Amex. I don't fly often, so an airline card wouldn't be of any value. With the free HH card, I put all of my spending on it and receive some rice returns. I'm not the road warrior most people here are, but I do like good deals and you'll find plenty on here.
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