I'm not attorney but was personally shocked at how literally worthless my POA for my mom and dad seemed to be when they each successively became ill. They did little (essentially no estate planning) to plan and literally lost nearly everything with strokes and attendant poor health. I'd taken the time and paid the money to seek a well known elder care specialist and it really did not help very much. I'd suggest that you take the time early and ask lots of questions so you can plan adequately- especially for the many important matters other than FF miles and points!