Originally Posted by
Mabuk dan gila
means there will be no immediate impact at all on average account age. Only in 10 years when it falls off will you take a hit on average account age and by that time any effect should presumably be muted by age on additional accounts acquired in the mean time or other existing accounts which you have maintained open.
The flip side of this, of course, is that the card drops off the report at just the time it will
really help your average age of accounts.
Unless there's an annual fee, why close the card? What damage there is has already been done, and won't be undone by closing.
If there
is an annual fee, of course, then it probably makes sense to close it before that hits.