Today I tried to open one online (closed all my chase checking on 9/10 just in case). I can enter the code online but cannot fund with ach and don't want to risk cash advance by using credit card funding.

So I printed out the physical coupon and went to the local branch. The banker was very nice but the system doesn't allow him to process me since it treat me as a exiting customer. The banker even called support and his manager trying to help me.

In the end, it didn't work out at branch due to system issue and even the banker agreed with me that I am not existing customer. I guess I will try online again tomorrow with my WellsFargo debit card for funding. I did see 15K reward at one point just before the funding page so I guess I am qualified for 15K (had $125 deal early and may lost 10k bonus in this case).