Do you spend enough on the united card to justify the $65 annual fee preferred debit card that earns 1 mile per dollar, instead of 1 per $2?

If you do, I would value the miles more than the $$. But does the cash back card have an annual fee? How much do you spend on the cards per year and what are the annual fees on both?

I used to be in the cash back camp, until I came across a flyertalker's post that said something like miles/points allows them to experience and travel at levels they would generally never pay for out of pocket. An example is first class international tickets, or 5 star luxury resorts etc. And it's so true.