Originally Posted by
Dr_wanderlust
making a payment on a charged off debt does not reset the DFOC ( date of first delinquency ) which is the key date for a tradeline to report on a consumer credit report. Now this of course does not mean some data furnishers will not improperly report to the consumer's credit report; but illegal reporting can be dealt with.
good to know. A friend of mine went through all of this many many years ago, and she figured it was best just not to pay the debt when she was finally able. She said the NC credit B. said the clock would start again.