FlyerTalk Forums - View Single Post - 1% cash back vs miles
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Old Sep 14, 2010 | 1:08 pm
  #3  
vgacolor
 
Join Date: Jan 2010
Location: MIA
Programs: AA, DL, BA
Posts: 117
Originally Posted by harry0233
Hello,

I have a question regarding debit card awards. I have a debit card that gives me 1% cash back and another one gives me 1 mile/$2 for United. which one is better in terms of value?
The right answer is that this might be different for everybody even when the credit card only gives 1/2 a mile per dollar some people might find it a better deal than the cash back. I suspect the majority would go with the $ rather than the miles.

However, the questions that you have to ask yourself are:

1) what level of credit card expenses do you have per year?

2) How many united miles do you have already? How many more for a free flight?

3) Do you have any plans to fly anywhere when you do get enough miles for a flight?
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