Totally disagree.

I would MUCH rather have the cold buffet at Hyatt, usually including fresh fruit and almost always with good coffee - that takes care of my needs for breakfast.

The clubs with hot foods are usually (my opinion) not very appetizing. If I want a full breakfast then I will eat in the hotel restaurant.

Regarding credits for stays - yes it is a problem with Hyatt, and yes I'm sure there are many folks who lose out on missed credits. For me, personally, if this is the one downside to the program, I can deal with that.