Buyer Protection on Jewelry
To the board--quick question on buyer protection. I did a quick search but didn't turn up much.
I'm in the market for an engagement ring, and I'm interested in what the buyer protection advantages would be for putting the purchase on Amex (besides the miles)--I have an SPG card and a plat (use the SPG more, though happy to use either depending on the benefits).
Given that the purchase price will be (significantly) more than a few hundred dollars (which is the cap for many policies), what types of coverage does Amex provide should the ring be lost/stolen or determined to be not worth what I actually pay for it? Is there any protection or am I SOL (or take the same risks as if I paid cash)? Is jewelry excluded?
Thanks for everyone's help.