Advice Please
I used the Citi Visa link for the 75K bonus offer.
I have a Citi Gold M/C that I've had "forever" (since '91) with a rather high credit line (I never requested so high, they just kept upping it).
Had in the past churned a few cards but had stopped over 6 months ago.
Called afterwards to check on status and got told to wait 24-48hr for "review" (not a good sign I know). I ask if I should reduce my present line of credit on the Gold card to make some $ available and they said it shouldn't matter and if it did someone will contact me.
Last night at 11PM I get an e-mail with the rejection which stated that I have the maximum credit allowed for an individual according the the experion credit report-- though didn't say that I had (A) too many cards, (B) hadn't waited long enough between applications etc.
In addition to my Citi Gold Card I have a Chase BA card with a 22.5K line
Should I call to "push it"? I'm more than willing to reduce the line on the gold card. If that doesn't work I wonder how long I'd need to wait before trying again. The 75K bonus is too tempting to let to. I will probably reduce the line on the Chase card since I really don't (A) need that much credit and (b) possibly cancel the card when the annual fee kicks in again.
Thanks