Recommended max CC applications a year?
Please let me know if this has been discussed in a prior thread or if this thread belongs in another forum.
I've seen here and in blogs that if done right, CC churning hardly dings one's credit score. I'm trying to gauge how many hard pulls (from a CC app) is too many in a given year. I understand this is very dependant on the person, but trying to get a ballpark idea (1,2,5,10,20?) For the sake of discussion, assume a 700+ credit score, 10+ years of credit history, low debt-to-income ratio.
Seeing so many deals lately, I'm enticed. But I want to manage the credit pulls and subsequently, my total credit available, if opening multiple cards.