I have been on the road constantly since June, 2006, and it all has been on my "own dime". As I said, I did the TripRewards routine and just not satisfied with their properties or program. Choice is a step up from them, and find most the properties acceptable. But, if I can get into a Marriott property for $10 more than a Choice property, guess what...
And honestly, it's the CP program that puts them last on my list. I find their CSRs are on a "find a way to say no track" and having to fight to get what they say the program offers is not worth the fight. It's a decision everyone makes for themselves and does not apply across the board.