Exactly! I'm in the uber-annoying situation of about a 2:1 debt-to-limit ratio (no, I didn't get that turned around) because I max out my limits several times a month and pay multiple times a month (I never carry a balance). Citi turned me down for AA and Chase denied credit line increase because of that. You'd think they'd get a clue that since I run huge amounts through and pay way early and never carry a balance that I'm an excellent credit risk and that they make lots of money via merchant fees for each dollar I send through, but they seem unclueful in the extreme. Any suggestions on how to remedy this situation? I really don't want to ease up on my spending in order to nebulously, possibly get credit line increases or more cards.