IF YOU HAVE ANY QUESTIONS REGARDING THESE OFFERS, SEARCH THE THREAD FOR THE ANSWER (IT'S THERE) OR SEND ME A PM.
To maximize miles:
1. Clear all browser cookies to eliminate any chance of a submitting an app for an offer that is not a link in this post.
2. Apply for 1 Citi Visa personal card ($4000 link)
3. Clear cookies again
4. Immediately apply for 1 Citi Amex personal card ($4000 link)
5. Begin meeting spending requirement
6. There is some question as to the current legitimacy of the business card apps, apply at own risk. After 65 days, apply for 1 Visa Business card ($4000 link)
7. Continue spending to meet requirements for all three cards
Generally (as in most cases, but your miles may vary)
1. There are two different application timeframes that are important in this offer. Citi only allows 2 applications for ANY Citi card within a 60 day timeframe. Citi only allows 1 application for a business card every 90 days. So if you apply for a Sears card and an AA Visa, you have to wait 60+ days before applying for the business card. If you applied and were denied for just a business card, you have to wait 90+ days before trying again.
2. You can get approved for 2 personal cards, but only if you apply at the same time (back-to-back). If you don't apply for 2 personal cards at the same time (i.e. the next week, the next month, or 6 months later), the system will no longer recognize you as a first time cardholder and you will be denied.
3. Applying for a personal and business card simultaneously will result in 2 credit pulls. Applying for 2 personal cards will result in 2 credit pulls, but will be combined by the credit bureau into 1 pull.
4. You
DO NOT need a business to apply for the business card. It is best practice to use your name as it appears on bills, bank accounts etc so if Citi asks for supporting documents, the name on the documents you provide will match the name on the card. Business cards must be fully cancelled (to be safe) before applying for a new one (make sure the card
AND online account have been cancelled). Many people have churned this card every 90+ days, but recent reports suggest Citi may be attempting to crack down on business card churning. Apply after 91+ days and risk denial for already receiving a business card or wait longer and risk the 75k offer dying ... tough choices!
5. If you have applied and did not get instant approval, call between the hours of 9:00 am to 9:00 pm EST, Monday - Friday, 1-888-201-4523
6. If you are denied for not being a "first time cardholders", you are out of luck with no chance of reconsideration. If you are denied for reasons other than "only for first time cardholders", you can contact Citi through mail or phone and ask them to reconsider or negotiate your approval. If lower level CSRs say they can't help you, contact the following:
CitiBank Executive Review Department
P.O. Box 6000
Sioux Falls, SD 57117
7.
ALL applications have no mention of the offer you are applying for, have faith it is correct. If you lack faith, you can confirm with a CSR after you apply using the above number.
8. If you receive the card and card info in the mail, it
WILL NOT have any mention of the offer you applied under, have faith or call a CSR.
9. Takes about a week to get your card in the mail once approved.
10. Takes a few days after your statement closes to have your miles post to your AA account.
11. If you currently have or in the past had an AA card (18-24 months since application date to be safe), reports are you'll get approved.
12. If the application is still loading even though the offer has expired, you can still apply under that offer.
13. The Amex listing is not an American Express card. It is a Citibank card that uses the American Express network. It has no affiliation with American Express as it pertains to credit, rules, or policies.
14. All offers listed below are confirmed to work at the time of this edit. None of the offers listed below have usable offer pages. And even if they did, the offers are long expired and would most likely be unhelpful in convincing a CSR to accept the offer.
15. If the application page does not load properly, hit refresh until it does. If you submit an application and get an error message, the app has gone through. Be weary of resubmitting.
16. People who submitted two Visa apps by accident report at getting two Visa cards, both with the applicable bonus offer. This occurrence is not something that can be assumed to happen for everyone. People purposefully applying for 2 Visas so as to have a smaller spending requirement report mixed results. Using this method may cause you to miss out on 75k miles. But the choice is yours
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75k, Citi Visa EXPIRED, NOT WORKING
75k, Citi Visa Business EXPIRED, NOT WORKING
As a cardmember, you’ll benefit from:
• 75,000 American Airlines AAdvantage® bonus miles after
$1500 in purchases within the first 6 months of cardmembership
• $85 annual fee ($75 for the CitiBusiness® / AAdvantage® Visa® card) waived for the first 12 months of cardmembership*
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75k, Citi Visa EXPIRED, NOT WORKING
75k, Citi Visa Business EXPIRED, NOT WORKING
75k, Citi Amex EXPIRED, NOT WORKING
As a cardmember, you’ll benefit from:
• 75,000 American Airlines AAdvantage® bonus miles after
$4000 in purchases within the first 6 months of cardmembership
• $85 annual fee ($75 for the CitiBusiness® / AAdvantage® Visa® card) waived for the first 12 months of cardmembership*