I'm fine with an Amex. That's the card I'm replacing.
So the MySmartCash account is just a basic no-fee account that I can leave almost no cash in? I can redeem the cash as soon as it's transferred from the Fidelity Amex account?
If I don't auto-transfer, are there any decent 100 points to the $1 options for flights/gift certs/etc by just buying with the points?