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Originally Posted by ottothecow
I am pretty sure the credit card insurance will take care of me (maybe not perfectly, but better than being left with a damaged car and nothing at all...its not like I plan to crash).
So it seems like this is a good option? I wouldn't be better off with a discover escape or something? The 30k points plus what are already pretty good rewards seems like the best option despite my not even breaking 1k on the card most months..
As for the locations...the places I would want to use reward points would be bigger cities so it probably doesn't matter .
Just be aware that if you use any free-day or dollars-off coupons on your car rentals, the SPG Amex will
not cover you for loss or damage to the rental car. If you plan to use such coupons, you are better off with one of the MasterCard products which offer LDW. With my World MasterCard, car rentals are covered even if I use a coupon, as long as at least one full day's rental charges are charged to the card.