Happy,

You can certainly buy/sell stocks in a ROTH IRA account. However, Fidelity has different type of accounts associated with Roth IRA. You can have a mutual fund account only (which is what my wife has) that can only trade mutual funds, or you can open up a Roth IRA brokerage aco.... and trade stocks in it. Therefore, if you open a Roth IRA Mutual Fund trading account, you cannot trade individual stocks in that account, Fidelity will not allow you to that. So, that is the difference. Somehow they are digging their heels in and saying that this Roth IRA Mutual Fund account counts as a Retail Brokerage Account... that does not make sense to me -- my wife cannot buy a share of GE or GOOGLE right now even if she wanted to do that through that account.

Anyone at all has contact information for Fidelity? VP of Customer Service? Some upper level manager who would have some authority here? I would greatly appreciate some info.

Best,

PedroNY