Amex card limits...
I was planning on just focusing on a few spend requirements over the next 3-6 months but this is a very hard one to pass by.
SPG has always been on my list but the series of great offers this year has meant it just kept getting deferred, assuming the 10k + 15k bonus on $15k spend would stick around.
So, any insight on whether I can pull off getting approved (before I try), given the following:
* Never had an Amex SPG.
* 2 accts opened with Amex right now: 1) Amex Gold Business for 50k MR, opened ~6/15/10 and 2) Amex Premier Rewards Gold for 25k MR opened ~4/15/10.
* No other Amex activity in at least the last year.
* Strong scores (750-790).
* ~20 INQ's over the last 2 years but quite a few of those mortgages.
* 3 INQ in the last 3 months, 7 in the last 6.
I've been trying to let INQ's drop but the offers keep coming.
I know no one can say I'll be approved, but I'm wondering if anyone can say that I will get denied due to a hard rule (E.g. 2 new amex per 3 months or something) so as to avoid adding an INQ for no benefit.
Thanks in advance!