FlyerTalk Forums - View Single Post - Questions about getting approved in general
Old Jun 27, 2010 | 9:28 am
  #4  
twomuchwork
 
Join Date: Jun 2010
Posts: 2
Originally Posted by worldcitizen25
I was a student a couple of years ago too. I don't know the exact reason why you got denied, but I think having multiple cards helps. Like you, I started with a student card, and exactly 6 months later, applied for a higher end card (Amex) and got approved. I had just two cards for almost 2 years, always making payments on time, and since then I've applied for several high end cards and I've been approved each time
Your credit score is important, but according to me, the number of accounts in good standing is important too.That way, lenders know that you can handle multiple accounts in a responsible way. Again, I'm a relative newbie compared to the veterans here, so this is just my two cents. Good luck!
Maybe it is just Bank of America. SHould I apply for an AMEX?
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