Since I am in no position to evaluate the competency of those flying my RJ, I can only look at the statistics. The statistics tell me that our current system works. Flying an RJ from MKE to DSM is about as safe as it gets.
When planes start falling out of the sky, the system will in fact change, and the fares will go up.
However, planes are unlikely to start falling out of the sky. What is different about tomorrow from today?