I just called AA with that question, since the T&C refers to the transaction being "completed" between 6/14 and 6/30. I was also asking because we will have enough SPG points to do a 20K conversion near the end of the month, but it would not post until after 6/30. She said that the "completed" word is confusing, but it means the day the CUSTOMER completes the conversion. Since I initiated the conversation of Wyndham Rewards points right after receipt from Discover America program means that they will not be enjoying the 35% premium even if they hit my AA account between 6/14 and 6/30, but the SPG points will be, even if they hit my AA account after 6/30, as long as I do the conversion betwen the dates.

Hoping someone will tell me I'm wrong about the Wyndam Rewards points. Please.