FlyerTalk Forums - View Single Post - Financial Review discussion [2009-2013]
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Old Jun 3, 2010 | 6:48 pm
  #145  
Centurion
All eyes on you!
20 Years on Site
 
Join Date: May 2002
Location: Arizona
Posts: 5,895
Why do you keep making this personal and implying this issue applies to me?
Amex has increased sixfold more than your 10K on one Amex card alone since the down economic downturn after a FR. I am just letting the public know what Amex is doing. Some FRs are not justified. The Flyertalk poster named Harlem should not of had a FR imho or been turned off if he met the criteria stated in this following post:

Originally Posted by Harlem
Here are some parameters.
First - if a guy walks into Costco thinking he has $200K of availability and is current on his payments of all 12 of his AMEX cards. Don't freeze his accounts.
Next - if a guy pays off his balance every month (even on credit cards) and there are no negative changes in his credit score then no FR.

Next - if a guy has never used more than 1/3 of his total availability (and his credit score hasn't changed) then no FR. (You reviewed him enough to give him the credit in the first place so don't back out on him now).
Centurion is right when he speaks to businesses relying on lines of credit. These cards are lines of credit for me. I take a few more risks knowing that if a rainy day ever came I could always pay my bills for a while with my cards. My piece of mind rests on these agreements I have with AMEX.

I thought long and hard about which credit card company I would marry. I just didn't expect them to changes the rules so drastically overnight. And I have no qualms telling AMEX on the phone or on this blog how this customer feels about it.
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