Originally Posted by DLNYC

Two things I have to say about Capital One. 1) They offered me a pitiful credit limit, FAR lower than every other issuing company I have dealt with. 2) You have to stay on top of them. I have only had this card a few months, and they have already auto-enrolled me in an absolutely useless program. I had to call them and argue with the rep to have it taken off my account.

I have this card only to avoid FOREX fees. I only use it when I'm abroad. If Chase offered a similar service, I would drop the Cap1 card in a second.