This is an improvement, the 'voucher' route is not ideal with its short expiery and hotel booking condition. This card is on me 'tart' list after the BMI one. Would have had that by now although the Gold MR card offer came up as you know

Big Credit Card incentives these days, i am itching to apply although i feel i should leave at least 3 months between applications.

One thing i like about this card is that even though the earning rate is shocking on the mastercard, at least you can earn something(albeit very small) at an establishment that does not except AMEX.