Like the others, I've decided to stay a 1K one more year and see what happens. I nearly burnt out last year reaching 175K to earn all of those SWUs, and now I can't use most of them (always NC0). With CCs and other bonuses, plus the occasional B or Z fare, I realize I can reach 100K without killing myself or going broke, so I'm setting my sights lower. My +1 also made 1K last year, and I agree that for many, 1P might be the best deal. I hope so--that's my plan once I hit my MM in a few years.