We're heading on a cruise in the baltic in August and are flying over to Copenhagen for a couple of days prior to the trip. I just checked with several companies yesterday and several companies are excluding volcano eruption as part of their policy (unless the policy was purchased before the beginning of April) - which is the only thing that I'm really interested in. I know that we have a slight (2 day buffer), but does anybody know of any insurance that just includes trip cancellation and not a lot of extras. I'm looking for something that does NOT have life insurance, health coverage, emergency room coverage, med-evac, dental etc.