Originally Posted by
mosu84
Are you trying to say that if I opened an account in Jan 2005 and closed it in Jan 2006, then in 2010 it would only factor in as "1 year old" into my credit score? If so, that's wrong, and it's the exact opposite of what QL_714 is trying to tell you.
No, That's not what I meant. I was agreeing with
QL_714.
Your above "assumption" was mixing credit report with credit score and a total misunderstanding of my two posts.