FlyerTalk Forums - View Single Post - Miles for Large Bank Balances
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Old May 2, 2010 | 1:43 am
  #36  
BudgetJetsetter
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Originally Posted by scubadu
Well, this statement is true, but the important question is why in the world would you leave $100k sitting in an exceptionally low interest yielding checking or savings account?

The thing I think people miss about the "alternative miles earning" opportunities (i.e. miles for checking, miles for electricity, etc.) is that most of the time you are not "earning" miles; you are simply buying miles through either a lower interest rate than you'd earn elsewhere, or a higher electricity rate, etc.

To each his own I suppose, but it seems to me that many FTers, in their obsession with miles, often end up spending a dime to save nickel...

Regards
Depending on your tax bracket you may be a lot better off earning miles.

Also I'm sure anyone with $100k to put into a miles checking account is someone that enjoys (or would rather) fly business or first tickets where the value per mile is signicantly higher.

Also some people really don't want to be bothered with high yielding interest accounts where the max is 25k and you have to do 10-12 check card transactions a month.
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