Originally Posted by
sbedelman
Darn. Looks like they've changed it. I'll see if I'm grandfathered. Checked before the last trip in Jan and they confirmed 0%.
I was referring to debit cards, not credit cards, for the counter cash advance. Visa/MC rules require all banks displaying their logo to offer these with no fees and at the wholesale rate. Depending on the ATM and banking system this can be substantially better. Best is that if you don't get the correct rate you can complain when you get home and they have to fix it. Good for large amounts at the beginning of a trip.
So are you saying that you can use any debit card for a counter cash advance inside a foreign bank and not pay an ATM fee(from your home bank) or forex fee? Including the Visa/MC 1% fee? Or the bank's add on 2% fee? That sounds great! I've always been able to use my BofA debit card in France with no fees except the 1% Visa/MC fee. However, we are going to other countries this trip that have no relationship with BofA. So I'm looking to find another bank or better way of getting cash since BofA ATM charge is $5 plus 3%.