Originally Posted by
hindukid
Don't know why you need any extra insurance. You should be covered to the state mandated minimum. You have no assets to protect beyond that. The CDW is worthless because your card will cover you. I think you will be fine with just renting and using your credit card. The rental will include a minimal amount of liability coverage and the card will cover collision.
What about 3rd party liability? The rental agency and the 3rd party can still come after me for whatever amount they like (so 20k in my case I guess). And then there's bodily injury for myself. I would be completely uncovered. I guess I am more concerned about the latter.