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Thread: Renting a car in CA without car insurance
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Old Apr 29, 2010 | 7:44 pm
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guv1976
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Originally Posted by abcx
Just wondering that if I rent a car in CA without any auto insurance, am I covered to the minimum state mandated limits (3rd party liability, property damage, etc.) without purchasing anything from the rental agency? Do they ask for proof of insurance? I'm not asking about SLI or anything just basic liability insurance.

Also, does the Amex and CDW coverage automatically kick in if I don't have primary insurance? I know these programs are supposed to act as secondary insurers but what happens if I don't have any primary insurance?

Can't find the answer to these questions on the Web at all.

Thanks.
Car rental companies in CA are not required to provide renters with any third-party liability coverage. Even though the company may carry liability insurance on the vehicles it owns, that will not help you if you cause injury to a third party, or damage to someone else's property.
Last edited by guv1976; Apr 29, 2010 at 7:50 pm
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