The credit score impact of churning is very small, if it exists at all. While some "moralists" seem to think churners are punished for getting all those lovely miles with a lower score, it ain't necessarily so.

Me, I churned maybe sixty accounts once I discovered (thanks FTers ) how lucrative it could be--and my credit score was and is in great shape.

But, I am on churning hold for a bit due to bankers making trouble. Of course, we all know how responsible those bankers are.