6 month rule is bogus
I just wanted to share my experience for those of you that are afraid to apply because you have applied for a card in the last 6 months.
I got the British Airways card in December '09.
I got the Continental Card in March '10.
I applied for the United card in early April. Did not get instant approval. Called the number where you talk to a human. She asked why I was opening so many credit cards. I explained that I would be traveling a lot on United and that is why I was applying for the card. She said I would have to close one of my accounts with Chase. I asked if instead she could lower my credit limit on my British Airways card to allow me to get the United card. She said she would attach that request and I would be notified within two weeks.
Today, I got the email informing me that I was approved.
Persistence paid off!
I don't know what the magic formula is but I know from my personal experience that the 6-month thing is not a rule.