Originally Posted by ingy

Many of them are closed now but I still have probably 15 open. I only go for big bonuses as well. As far as clutter, it does not seem to impact my ability to generate more card approvals. From my past experience in mortgage banking (although 15 years ago) I never considered closed by the borrower "paid as agreed" accounts a negative when underwriting a home loan. But again, that was 15 years ago. It is almost all computer scored now.