applying to different programs with same bank is a problem.. i wish different (airline) programs would consider wht all other programs one credit card is offering already before agreeing to offer their program to the cards..
in October I applied for Airtran Card and its thru Barclays.. couple weeks ago I applied for US Airways and thats thru Barclays too.. and Barclays was very firm that they cannot allow 2 cards meaning I can only have 1 airline program.. luckily am able to apply for a business account and that solved the problem, but still my creditline was affected based on the airtran card I already have.. but I was able to reduce the CL on one and increase the other..
so if you absolutely need two cards from 1 bank becoming a business customer is the way to go.. that is if you can become a business customer.. ^