I recently picked up the VentureOne card, which is the 'no-fee' version of the Venture card. It offers 1.25 miles (verses 2) per dollar spent, but since I got the card to avoid foreign transaction fees while traveling my annual spend will be minimal and so it made more sense. Actually 1 1/4% cash back is not that bad. Anyway, it was an easy online application (instant approval) and it's been a good card so far. I recommend if you have a similar need.