Originally Posted by sbedelman

I was referring to debit cards, not credit cards, for the counter cash advance. Visa/MC rules require all banks displaying their logo to offer these with no fees and at the wholesale rate. Depending on the ATM and banking system this can be substantially better. Best is that if you don't get the correct rate you can complain when you get home and they have to fix it. Good for large amounts at the beginning of a trip.