[QUOTE=dagnyt;13359937]
Originally Posted by
learningtime
Capital One is still good. No fees. BUT, you have to call them before you go because they'll block overseas charges otherwise.
Also got the Cap One direct banking account recently specifically to avoid ATM fees overseas, beacuse you can get cash fee-free. (Or so they say...) Trying it out on my next trip to Stockholm.
penfed now has a "promise" visa with truly no forex (no other types of fees either). though not as good as schwab, (the promise visa earns no rewards), it does work out to be 0.75% better when using it overseas than their regular card (which is 1.25% cash back against 2% forex). i just switched my penfed visa to their promise visa but don't intend to use it much as my schwab card is seeing all the action currently. i just wanted another 0% forex back-up in case i need it.
again, the schwab beats the penfed promise card hands down, but for those who are not able to get schwab and don't like cap one, the penfed promise visa is another option.
one other 0% forex option (i haven't seen discussed here) is the ubs premier level signature visa. it requires that you have a ubs account and the annual fee is $350. it seems they are competing with the citi chairman amex.