Well, I know many of you are rightfully complaining about the Liberty Mutual failure to disclose their restrictions to certain states, but I actually had a very good experience with them on Friday. I had my current declarations page in hand and went down step by step and the same coverage saved me $800 with Liberty (New York rates are verrrrry high). She kept talking about the AA group discount. I hope I'm still happy with the miles posting. I put this quote on my husband's miles and partner. Think I'll call back with my homeowners policy and get miles and an insurance partner for my account and maybe save some money there as well.