this is interesting and well-described. however (not being in any way an expert on insurance regulation) it seems to me that by this legal logic, these companies could promise the moon (cash! cars! we'll mow your lawn later!) and not be held accountable.
if they cannot be legally allowed to *deliver*, they should feel some heat for making an *undeliverable promise* in the first place. this is one Texan who will make that point with them and our state insurance regulator.
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by msrohud:
Don't blame Liberty Mutual too much for this one - it's the individual state's insurance laws, although it would have been nice to know upfront. After this thread came up I remebered when studying for an insurance test in Ohio that this would be considered "rebating" and that's why some state's residents aren't going to get these miles. No, I don't work for the insurance industry! (YUCK)</font>