call these guys:

http://www.comfex.com/

they are legit. i presume by you have over 10K usd of either.

get away from BAC and find a bank. bac is a moneymaking machine, and they are using your money for the profit. i am surprized that they are only hitting you 6%.

go to google and search for chinese banks in nyc and japanese banks in nyc.

call them and ask what they can do.

for some reason, i presume this money is in cash, not in accounts. if it is in accounts and in country, look to transfer it from that site to you in usd.