<font face="Verdana, Arial, Helvetica" size="2">Originally posted by KIR@GCM:
Perhaps this is how Citibank's business plan can justify "giving" out Aadvantage miles for every dollar spent? Obviously, there is no application here for USD transactions but it may be so that US issued Citibank cards generate a large enough revenue base for foreign currency conversions.
It would be interesting to note if the 3% charge is levied on Citibank accounts outside the USA...</font>
If you use a savings bank or credit union card, there is no extra fee. Unfortunately, since there are no affiliation cards that I know of with savings banks, you also don't get the ff milage.