We just returned from Nassau, where we were slapped with this 3% charge on all our Citibank transactions. When I called to ask about it, I was told that Citibank did this routinely. A couple of weeks later, we got a letter signed by "S.Larson" (as are all the letters we get from Citibank Customer Service) justifying their 3% charge.

We went to Caymans last year, and used our card liberally with no surcharge. Well, Citibank can put their 3% where the sun don't shine in the future. Thanks for the heads-up on the MBNA card. That's the one we'll use in the future for all foreign travel.

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--Cat

[This message has been edited by Cat (edited 06-13-2001).]