I agree about that if I'm delayed overseas, it starts when the current insurance is valid, but only gives me one day's grace. Can you imagine the battle if stuck there a few days, trying to recoup the money?
I'm pretty sure that it's the
scheduled date that applies.
I paid with BA Amex, is the £150/year the premium plus? I must check what that covers too.
Yes! Check
http://www.americanexpress.com/pes/u...remiumplus.pdf and you will see the benefits offered by the card. It may be that you are covered twice, in which case there would be no need to renew the separate policy. But please check carefully before you decide.
Good luck!