Originally Posted by
garimell
and then a "large transaction security fee" (sort of their insurance against fraud) of $38.74 for my mortgage payment of $2,565.18.
Is this a "hold" or a refundable fee? I don't understand the concept of a security "fee", as it would cover a charge not going through, as you say, but when it does, wouldn't the fee be released/refunded??
Or are we talking essentially another fee that they've just lent a BS name to?