Originally Posted by BizClsDreaming

Thanks jeelele and sdsearch. This is not a transfer to myself. I'm purchasing somthing from someone and they have an option to do so via paypal + 3% fee. To mitigate risk, and if we agree on sharing the 3% fee, I feel more confident using paypal and my BA Visa. This way I would potentially meet the spending criteria and get the points at the same time, plus the funds are directly out of my bank account, in case something goes wrong.

Given your comments (thanks!), I'll do some more research with Chase first to make sure all is viable, and make the decision from there.

I'll post any feedback I get from Chase, and if I go through with the paypal route, I'll also update that as well.