All right--got my hands on a PAI/PEI brochure. No legal benefits listed. Here's what is:

Part I - Personal Accident Insurance (maximum amounts)
Accidental Dealth
Renter (Class I) - $175,000
Passenger (Class II) - $17,500 per person
Aggregate Limit Per Accident - $225,000 (Class I & II)
Accidental Medical Expense (No Deductible)
Renter (Class I) and Passenger (Class II) - $3,500 per person
Ambulance Expense
Renter (Class I) and Passenger (Class II) - $250 per person

Part II - Personal Effects Insurance (maximum amounts)
Renter (Class I) $525 per person
Aggregate Limit (No Deductible) $1,500
Passenger (Class II) - no benefits apply

Lots of exclusions, of course. Interestingly, this particular underwriter does not exclude electronics from PEI! That means laptops and cameras are covered (up to the limits mentioned above).

With this particular underwriter, all claims must be made within 20 days of the incident giving rise to the claim, so I'd be out anyway.

Terms vary by underwriter, and this brochure was obtained from a franchised location (presumably using a different underwriter than corporate locations), but the terms for this package across the country are more similar than different. I don't think legal benefits have ever been part of the U.S. PAI/PEI (aka PAC/PEC/PPP) package.